Shopify fee calculator
Shopify is not $39 a month. Add payment processing, the extra fee for using your own payment provider and your apps, and the real number is several times the plan price. Put your own volume in and see it.
Fill in your numbers above to see the real monthly cost.
| Plan | Subscription | Platform fee | Card processing | Apps | Total per month | Share of revenue |
|---|---|---|---|---|---|---|
| Basic | — | — | — | — | — | — |
| Grow | — | — | — | — | — | — |
| Advanced | — | — | — | — | — | — |
What Shopify actually charges
Three separate charges land on the same card every month, and only the first one is on the pricing page.
- The plan. Basic $39/mo, or $29/mo billed yearly; Grow $105/mo, or $79/mo billed yearly; Advanced $399/mo, or $299/mo billed yearly (shopify.com/pricing, September 16, 2026).
- Card processing on every order, charged by whoever processes the card. Shopify does not publish this rate on its pricing page, and it differs by country and card type.
- The platform fee, but only if you take payments somewhere other than Shopify Payments: 2% on Basic, 1% on Grow, 0.6% on Advanced. This is the fee that decides which plan is cheapest for you.
How the calculator works it out
For each plan, with R as monthly revenue (orders × average order value) and N as orders:
Monthly cost = subscription + (R × platform fee) + (R × your card rate + N × your fixed fee) + apps
The share of revenue is that total divided by R: the part of every dollar you hand over before you have paid for the product itself. The plan the calculator marks is simply the cheapest total at your volume, and the note underneath tells you the monthly revenue where the next plan up overtakes it.
The part most calculators get wrong
If you use Shopify Payments, Shopify's published pricing shows no per-plan difference in what an order costs you. The plans differ in subscription price, staff accounts, locations and features, so a bigger plan cannot pay for itself through fees: at that point the honest answer is to stay on Basic until you need something a bigger plan has. The moment you take payments elsewhere, the platform fee flips that, and the calculator shows exactly where.
Where the numbers come from
- Shopify plan prices and the third-party payment provider fee: shopify.com/pricing, checked September 16, 2026.
- Online card processing rates: Shopify does not publish them on its pricing page or on its Shopify Payments page (both checked September 16, 2026), so this tool asks you for your own rate instead of printing one.
- Plus starts at $2,300/month with a 0.2% third-party payment fee; it is not in this comparison because nobody opening their first store needs it.
Prices change and can be localised for your country. If you spot a number that no longer matches Shopify's page, tell us and we will fix it.
Questions
Does this include credit card processing fees?
Yes, but at your own rate. Shopify does not publish its card processing rates on its pricing page or on its Shopify Payments page (we checked both on 16 September 2026), and rates differ by country, so the calculator starts from a typical online rate of 2.9% + $0.30 and lets you replace it with the exact rate shown in your own Shopify Payments settings.
What is the extra 2% fee?
If you use a payment provider other than Shopify Payments, Shopify charges an additional platform fee on every order: 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus (shopify.com/pricing, 16 September 2026). That fee is what decides which plan is cheapest for you, and the calculator shows the exact monthly revenue where the next plan up starts to pay for itself.
Is yearly billing worth it?
Yearly billing drops Basic from $39 to $29, Grow from $105 to $79 and Advanced from $399 to $299 per month (shopify.com/pricing, 16 September 2026). The calculator shows monthly and yearly side by side so you can see the saving before you commit to a year.
Do these prices change?
They do, and Shopify can also localise them for your country. We re-check the pricing page every quarter; the date under the results is the last time we verified it.
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